Privacy Policy
BankFin and or its affiliates collectively referred to as “BankFin”, regards the safety of our clients' privacy most seriously. This notice applies to all information collected, telephonically, by fax and/or submitted on the “Bankfin.net” web site,. The types of data compiled on these pages include Name, Address, E-mail address, Phone numbers, etc. This may also include gathered data such as e-mail addresses, browser cookies and IP addresses.
In our relationship with both applicants and clients, we take the most stringent precautions to protect the privacy of all information that is provided. Our representatives continue to be constrained by the highest professional standards of confidentiality.
We receive and maintain customer information as part of servicing your account and our relationship. In the courser of serving you, we will receive information about you and/or your accounts form a variety of sources, such as:
Information you provide to us, i.e.: details of hardship; information on application forms, such as income, etc.
Information you provide from a third party, such as a credit bureau, or pay stubs for the purpose of negotiating on your behalf.
Information from your creditors about your transactions
The customer information we receive is used in servicing your account and negotiating on your behalf. “Bankfin” works within a network of loan modification companies, debt settlement services, and professionals in this industry which may include Bankruptcy’s, refinance and home loan companies, and foreclosure specialists. By submitting your information, you give “Bankfin” permission to share your information within this network for express purpose of assisting you in your debt hardship situation. We only share your information with the type of company within our network that will be the best fit to help you in achieving your ultimate goal.
Information may be used by “BankFin”, as well as authorized third parties for various purposes. We may disclose customer information we collect as permitted or required by law. In these cases, third parties could include creditors, credit bureaus, government entities, collection agencies, courts or other entities in response to subpoenas and other legal processes, and those with whom you have requested us to share information and those with whom you have requested that we perform your debt negotiation.
GENERAL DISCLAIMER
BankFin and or its affiliates hereafter collectively referred to as
“BankFin”. BankFin does not provide investment, legal, or tax related advice
of any kind. If you need any type of legal or tax related
advice, you must contact a licensed attorney or a qualified accountant
** Disclaimer – Program is not available in all states. Individual results may vary and are dependent on successful completion of program and ability to save funds. “BankFin” does not assume or pay any debt, nor does it provide legal advice or offer credit repair. Read and understand the contract terms before enrolling..
“BankFin” does not assist clients with the modification, improvement or correction of credit entries, credit scores or credit reports. The settlement services of “BankFin” may have a negative impact on some clients’ credit reports and or credit scores. All settlements or savings estimates provided on this site are examples of past performance; past performance is no guarantee of future results.
Savings examples are based upon amount of debt owed at time of settlement and exclude fees for services rendered. Individual results may vary and are based on ability to save funds and successful completion of all program terms. Read and understand all contract terms prior to enrollment.
Note: Pictures of people depicted on this website, or utilized in third-party services offered by this website, are not real clients or employees. Professional photography is always used in order to protect the privacy of all “BankFin’s” clients and employees.
LIABILITY
At no time and in no event will “BankFin” be liable (i) to you for any incidental, consequential, or indirect damages arising out of the use of or inability to use this service or this site, even if “BankFin” or it’s agents and or representatives know or have been advised of the possibility of such damages, or (ii) to any person other than you.
Notwithstanding any contrary provision herein but subject to the foregoing restriction on liability, in all events “BankFin’s” legal responsibility to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to “BankFin” for this service.
CLIENT RELATIONSHIP
The materials on this web site are intended for informational purposes only. The materials on this web site are not intended to be, or should they be interpreted as, legal opinion or advice. The reader should not consider this information to be an invitation to a client relationship, nor should the reader rely on the information presented on this site for any purpose, and should always seek the legal advice of counsel if needed in the appropriate jurisdiction.
LINKS
This web site occasionally contains links to other web pages; however, the inclusion of such links does not constitute referrals or endorsements of the linked entities. Links to organizations and governmental agencies are provided as a convenience to our readers. BankFin does not endorse and is not responsible for any third party content that may be accessed from its web site and does not recommend or endorse the use of any third party's services. The links are to be accessed at the user's own risk, and the “authors of this web site” makes no representation or warranties about the content of these links.
TRANSMISSION OF INFORMATION
Transmission and receipt of the information in this site and or communication with “BankFin” via email and or telephone is not intended to solicit or create, and does not solicit or create, a client relationship between “BankFin” and any person or entity.
Electronic mail or other communication through this site or otherwise to “BankFin” or any of its members, managers, officers, employees, agents and assigns of the same in connection with a matter for which we do not already represent you may not be treated as privileged or confidential. If you choose to contact us through this web site or via email, you should be aware that any information transmitted electronically may not be secure.
INDEMNIFICATION
You agree to indemnify, defend and hold harmless “BankFin” and its members, managers, officers, employees, agents and assigns of the same, from and against any and all loss, costs, expenses (including reasonable attorney fees and costs), claims, damages, and liabilities related to or associated with your use of services, the web site and any violation of these terms and conditions by you.
DISCLAIMER OF WARRANTY
“BankFin” provides this service and this site on an “as is” basis and grants no warranties of any kind, express, implied, statutory, or otherwise, in any communication with “BankFin” or its representatives, or otherwise with respect to this service or this site. Additionally, “BankFin” specifically disclaims any implied warranties or merchantability, fitness for a particular purpose or no infringement. “BankFin” does not guarantee that use of this service or this site will always be secure, uninterrupted, available or error-free, or will meet your specific requirements, or that any defects in the service or the site will be corrected.
“BankFin” disclaims all legal responsibility and or liability, regardless of the form of action, for any and all acts or omissions of other users (including unauthorized or unlawful users, or "hackers") of this Service.
JURISDICTION
By accessing this web site, you
agree that any disputes or matters arising out of or related to your viewing or
use of this web site shall be governed under the laws of the State of
CHANGE IN TERMS
“BankFin” may change these policies at any time without written notice to users. The changes will become effective upon posting of the changes to this web site.
LAST UPDATE
These terms and conditions were last updated on August 5, 2009.